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New UPI Charges: What Changes for Consumers & Merchants | Gravitas
WION
September 16, 2026
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India's UPI ecosystem is entering a new phase. Payments up to ₹2,000 will continue to remain free, protecting everyday users and small merchants. However, larger merchant transactions above ₹2,000 will attract a 0.4% Merchant Discount Rate (MDR), capped at ₹300. Consumers will no
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