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    NPCI introduces 0.4% MDR charge on UPI payments above ₹2,000, exempts small merchants, person-to-person transfers

    The Hindu
    September 15, 2026
    via The Hindu

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    NPCI introduces 0.4% MDR charge on UPI payments above ₹2,000, exempts small merchants, person-to-person transfers

    The Ministry of Finance said that person-to-person transactions, which will be exempt, constitute 70% of the value of total UPI transactions. It added that only 4% of UPI transactions at merchants will attract the charge.

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