UPI Merchant Charges: What Changes From October 15? | WION Shorts

: UPI is changing from October 15, 2026. Most UPI payments above ₹2,000 made to merchants will attract a 0.4% Merchant Discount Rate (MDR), paid by the merchant and not the customer. But what about the common UPI user? P2P transfers remain free, and payments up to ₹2,000 remain